CIVIC UNDERWRITING SOLUTIONS

Modern underwriting automation for lenders

Streamline document intake, data extraction, and credit memo creation so your team can move faster, stay consistent, and approve high quality loans with confidence.

• Book a Demo

Step 1: Upload Your Documents

Submit borrower financials, project files, and supporting documents in one place. No more email chains or scattered folders.

Step 2: Generate Your Credit Memo

Civic extracts key data automatically and builds your memo using your template. Analysts review and finalize in minutes instead of hours.

Step 3: Move Through Approval Quickly

Send the memo through underwriting and committee review with clean version tracking and instant visibility for your whole team.

WHAT WE DO

Purpose built underwriting workflows

Civic Underwriting Solutions automates time consuming underwriting work for lenders who manage complex, document heavy deals.We centralize documents, extract key financial data, and auto generate credit memos, giving analysts and underwriters a faster, cleaner, and more consistent workflow.

• Book a Demo

THE PROBLEM

Underwriting is slow, manual, and inconsistent

Lenders spend countless hours pulling numbers from PDFs, spreadsheets, tax returns, and project files. Credit memos vary from analyst to analyst, and approval cycles drag on because information lives everywhere.The result
• long turnaround times
• avoidable errors
• memo inconsistencies
• heavy staff workloads
• bottlenecks at committeeThis slows down impact lending, construction projects, small business growth, and deal execution

• Book a Demo

A Smarter Way to Underwrite

Let’s Make Lending Faster and Clearer

Underwriting doesn’t need to be slow or complicated. Civic gives your team cleaner workflows, faster memo creation, and the clarity you need to approve deals with confidence.

© Civic Underwriting Systems